India fintech · Free

UPI Market Share Tracker

Who leads UPI payments in India — PhonePe, Google Pay, Paytm, Navi.

NPCI data for August 2026. Share = app's transactions ÷ all UPI transactions.

UPI transactions
24.51 bn
+3.6% vs previous month
UPI value
₹29.82 lakh cr
PhonePe + Google Pay
77.9%
Share of transactions
PhonePe45.65% of transactions · 47.82% of value · 11.19 bn · +3.0% MoM
Google Pay32.27% of transactions · 33.77% of value · 7.91 bn · +3.4% MoM
Paytm8.04% of transactions · 6.87% of value · 1.97 bn · +3.7% MoM
Navi4.41% of transactions · 1.76% of value · 1.08 bn · +14.0% MoM
CRED0.59% of transactions · 1.92% of value · 0.14 bn
All others9.04% of transactions · 7.85% of value · 2.22 bn

Source: NPCI UPI app-wise statistics as reported for August 2026. Figures rounded; CRED volume estimated from its 0.59% share.

How to use it

  • See each app's share of UPI transactions and value.
  • Compare month-on-month change to spot who's gaining.

What good looks like

  • The market is a duopoly: PhonePe and Google Pay handle close to 4 in 5 UPI payments.

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